Where does you’re money go? Do you enter a grocery store to spend $5 and walk out having spent over $100? Do you find yourself living paycheck to pay check? Is your spending out of control? Try THE 21 DAY FINANCIAL FAST by Michelle Singletary. She challenges readers to slow down, spend money on only the necessities for 21 days and take an inventory of where your money is going. Each day of the journey she offers hope and encouragement as you look to asses your finances and bring them to order.
She is an amazingly gifted and insightful writer. I initially thought this book would just cover stuff I already knew from other courses like Dave Ramsey’s FINANCIAL PEACE (to be sure there was plenty of overlap), but was pleasantly surprised to find a different type of depth applied to money management and individual personalities. I swear she has met half of my family, or at least their financial alter-egos. When addressing the error of being overly frugal she used the illustration that taking extra condiment packets from fast food places… I was sure she had met my great-grandfather who horded stolen McDonalds catsup like it was gold.
Each day was full of good insight and was helpful at keeping up the “fast.” I applaud Michelle Singletary and her work on this book. It’s a great add to the subject of finances on my bookshelf and it is one that I highly recommend to anyone looking to get a better perspective on their relationship to money. I see it being especially helpful for engaged couples to use and discuss finances before they get married as well as young folks who have disposable income for the first time or are struggling to make ends meet.
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Disclosure of Material Connection: I received this book free from the publisher as part of their Reviewer program. I was not required to write a positive review. The opinions I have expressed are my own. Some of the links in the post above are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”